Blogs

An Estate Planning Checklist

January 3, 2022

Provided by Kim Dyer Create a will if you do not yet have one. A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney will likely cost you a bit more than a “will-in-a-box,” but may prove…

The Major Retirement Planning Mistakes

January 3, 2022

Provided by Pam Prine Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees.    Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment. Yet whether they result from ignorance or…

Holiday Wrap Up 2021

December 17, 2021

Provided by Pam Prine The year in brief. 2021 has been a year of economic and business recovery – a recovery tempered by the delta variant of the coronavirus, but a rebound nonetheless.  Stateside economic indicators were largely up this year, some strikingly so. As more industries opened up fully in the first half of…

Wise Decisions with Retirement in Mind

December 3, 2021

Provided by Kim Dyer Some retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of investment decisions that makes the difference. There are certain dos and don’ts – some less apparent than others – that tend to encourage retirement happiness and comfort.  Retire financially literate. Some retirees…

Life Insurance with Extended Care Riders

November 19, 2021

Provided by Pam Prine The COVID-19 pandemic has changed extended-care policies. While the specific policy information varies from company to company, in general, the pandemic has made it more difficult to qualify for extended-care policies. This can be particularly challenging if you’re in a high-risk group. Around 7 out of every 10 seniors are projected…

How Much Do You Really Know About Extended Care?

November 11, 2021

Provided by Kim Dyer How much does eldercare cost, and how do you arrange it when it is needed? The average person might have difficulty answering those two questions, for the answers are not widely known. For clarification, here are some facts to dispel some myths. True or false: Medicare will pay for your mom…

The Wall of Worry

October 18, 2021

Provided by Pam Prine Have you ever heard the Wall Street expression, “markets climb a wall of worry?” It’s the idea that financial markets are constantly on edge. Traders fret about how long a market rally can continue before it runs into trouble. Worry shifts from one news event to the next as traders attempt…

Is Financial Health a Factor in Your Overall Health?

September 10, 2021

Provided by Pam Prine Data from a newly released Harris Poll of more than 1,000 U.S. workers suggests that a majority of pre-retirees might answer “yes” to that question. Sixty-six percent of respondents to the poll identified their financial health as a component of their overall well-being. In fact, financial health ranked up near physical…

Why Regular Rebalancing Makes Sense

August 30, 2021

Provided by Kim Dyer Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the performance of different investments can shift a portfolio’s…

Life Insurance for Stay-at-Home Spouses

July 28, 2021

Provided by Pam Prine When most people think about life insurance, they think about replacing the take-home pay earned by the family’s primary breadwinner should he/she die. Yet it could be just as important to insure a stay-at-home parent. The issue is one of valuation: how do you set a dollar figure on the contributions…