Blogs

Is Financial Health a Factor in Your Overall Health?

September 10, 2021

Provided by Pam Prine Data from a newly released Harris Poll of more than 1,000 U.S. workers suggests that a majority of pre-retirees might answer “yes” to that question. Sixty-six percent of respondents to the poll identified their financial health as a component of their overall well-being. In fact, financial health ranked up near physical…

Why Regular Rebalancing Makes Sense

August 30, 2021

Provided by Kim Dyer Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? It may sound counterintuitive, but it may be possible to have too much of a good thing. Over time, the performance of different investments can shift a portfolio’s…

Life Insurance for Stay-at-Home Spouses

July 28, 2021

Provided by Pam Prine When most people think about life insurance, they think about replacing the take-home pay earned by the family’s primary breadwinner should he/she die. Yet it could be just as important to insure a stay-at-home parent. The issue is one of valuation: how do you set a dollar figure on the contributions…

Is Your Income Guaranteed?

June 22, 2021

Provided by Pam Prine A key step in planning for retirement is to put strategies in place that maximize guaranteed income. Annuities can be an integral part of your long-term retirement planning strategy, if you understand how to overcome unnecessary risks and put in place important optional benefits that help protect your financial future. Annuities…

Investor Sentiment Is Shifting

June 11, 2021

Provided by Pam Prine A recent survey shows that 63% of investors are more interested in protecting their financial assets and planning for uncertainty in the future than anything else.1 There are many reasons for this change, but here are a few of the most impactful to keep in mind.  Pandemic worries. One reason for…

What is Legacy Planning?

May 28, 2021

Provided by Pam Prine When you’re gone, what will you leave behind? Beyond money, or your “estate,” what about your values? What cherished memories, family stories, life lessons, or words of wisdom will you leave behind? These are your “emotional assets.” In my own life, these are my most prized possessions, things that money simply…

Who is Your Trusted Contact?

May 10, 2021

Provided by Pam Prine Investment firms have a new client service requirement. They must now ask you if you would like to provide the name and information of a trusted contact.1 You do not have to supply this information, but it is encouraged. The request is made with your best interest in mind – and…

The Value of an Objective Opinion

April 24, 2021

Why objective financial advice is important. Provided by Kim Dyer With the new paradigm of living longer and the potential impacts of both good and bad market performance, seeking guidance from a financial advisor who can help you structure a retirement income strategy that reflects your financial situation, risk tolerance and investment objectives is becoming…

Evaluating an Opportunity for an Early Retirement

April 24, 2021

Provided by Pam Prine The pandemic has hastened the retirement of some baby boomers, and the linked furloughs and layoffs in many industries have led others to wonder if a retirement transition might come sooner than they think. Buyouts became common last year as businesses cut costs. What if you receive one this year?  The…

College Funding Options

February 19, 2021

You can plan to meet the costs through a variety of methods. Provided by Pam Prine How can you cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, these…