Blogs

Investor Sentiment Is Shifting

June 11, 2021

Provided by Pam Prine A recent survey shows that 63% of investors are more interested in protecting their financial assets and planning for uncertainty in the future than anything else.1 There are many reasons for this change, but here are a few of the most impactful to keep in mind.  Pandemic worries. One reason for…

What is Legacy Planning?

May 28, 2021

Provided by Pam Prine When you’re gone, what will you leave behind? Beyond money, or your “estate,” what about your values? What cherished memories, family stories, life lessons, or words of wisdom will you leave behind? These are your “emotional assets.” In my own life, these are my most prized possessions, things that money simply…

Who is Your Trusted Contact?

May 10, 2021

Provided by Pam Prine Investment firms have a new client service requirement. They must now ask you if you would like to provide the name and information of a trusted contact.1 You do not have to supply this information, but it is encouraged. The request is made with your best interest in mind – and…

The Value of an Objective Opinion

April 24, 2021

Why objective financial advice is important. Provided by Kim Dyer With the new paradigm of living longer and the potential impacts of both good and bad market performance, seeking guidance from a financial advisor who can help you structure a retirement income strategy that reflects your financial situation, risk tolerance and investment objectives is becoming…

Evaluating an Opportunity for an Early Retirement

April 24, 2021

Provided by Pam Prine The pandemic has hastened the retirement of some baby boomers, and the linked furloughs and layoffs in many industries have led others to wonder if a retirement transition might come sooner than they think. Buyouts became common last year as businesses cut costs. What if you receive one this year?  The…

College Funding Options

February 19, 2021

You can plan to meet the costs through a variety of methods. Provided by Pam Prine How can you cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, these…

Retirement Plan Options for Small Businesses

February 1, 2021

The SECURE Act and CARES Act may complicate the decision. Provided by Kim Dyer As a small-business owner, figuring out retirement choices can be a little intimidating. How do you pick the most appropriate retirement plan for your business as well as your employees? There are three main types of retirement plans for small businesses:…

The Major Retirement Planning Mistakes

February 1, 2021

Why are they made again and again? Provided by Pam Prine Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, some classic financial missteps plague retirees.    Calling them “mistakes” may be a bit harsh, as not all of them represent errors in judgment.…

Business Continuity Plans

February 1, 2021

Prepare now to better protect your business in the future. Provided by Pam Prine As a business owner, you’ve worked hard for your success. The long hours, the difficult decisions, and the sacrifices you have made have led to where you are today. The last thing you want is to suffer a disruption to your…

An Estate Planning Checklist

February 1, 2021

What to check (and double-check). Provided by Kim Dyer Create a will if you do not yet have one. A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney will likely cost you a bit more than…